No Credit Checks
No Faxing Documents
Simple Secure Application
Short on cash? Need a little extra to get you by until your next payday?
We can get you instantly approved for a payday advance loan without credit checks or having to fax any documents.
Worried you might not be approved?
We send out your loan request to our huge network of payday advance lenders.
As a result, your chances of getting approved are much higher!
Step 1: Apply
Fill out our fast easy secure online cash advance request form.
Step 2: Get Approved Online
After submitting the form, your cash advance request is instantly sent out, in real-time, to our huge network of cash advance lenders who are ready and waiting to approve you for a loan.
Step 3: Receive Your Money
Once approved, you will be contacted by phone or email from the lender you've been matched with where you will then review and sign their electronic agreement.
Once complete, your money will be sent via direct deposit or wired directly into your bank account.
While actual requirements vary by lender, most will require the following:
1. Steady income from a job or benefits (ie: social security or welfare)
2. Income must be at least $1,500 per month after taxes
3. Must be at least 18 years of age and be a U.S. or Canadian citizen
4. Must have a valid bank account in your name
5. Must have a valid telephone number
Due to state law and regulations, people in the following states will NOT BE ELIGIBLE for our service:
Arizona, Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont and West Virginia
FAQ's
What is Loan-source.net?
Loan-source.net is a website that serves to provide you with immediate online access to a cash advance loan through our vast network of cash advance loan lenders.
Our fast, easy, secure online form instantly sends your loan request to not one, but many loan lenders all at once so your chances of getting approved are much higher!
What is a payday advance loan and how does
the process work?
A payday advance loan (also known as a payday loan or cash advance) is a small, short-term unsecured cash loan intended to help you get by until your next payday.
A payday advance loan is made against your next paycheck which means that the loan is automatically repaid by means of a pre-dated check or pre-authorized electronic withdrawal from your bank account on the date of your next paycheck. Interest rates apply.
How much money can I receive?
Cash advance loan amounts typically range between $100 to $1,000 and even up to $1,500 with some lenders.
How much money you receive varies by lender, and is generally based upon the information you provide in your application.
How do I qualify?
While actual requirements vary by lender, most will require the following:
1. Steady income from a job or benefits (ie: social security or welfare)
2. Income must be at least $1,500 per month after taxes
3. Must be at least 18 years of age and be a U.S. or Canadian citizen
4. Must have a valid bank account in your name
5. Must have a valid telephone number
Due to state law and regulations, people in the following states will NOT BE ELIGIBLE for our service:
Arizona, Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont and West Virginia
Do you run a credit check?
No. Our cash advance loan lenders do not run credit checks.
However, they may refer to consumer databases like Teletrack in order to ensure that the information supplied in the loan request application is not fraudulent.
I don't have a bank account...Can I still qualify?
No.
I'm unemployed right now...Can I still qualify?
No.
How long does it take to be approved?
Actual approval times vary by lender and time of day, but in many cases, approval is instant.
How do I apply?
Simply fill out and submit the online application form at the top of this page.
How long does the application process take?
Assuming you have all required information on hand, the online application form should take no more than 5 minutes to complete.
What information do I need to supply?
You will need to provide some basic personal, employment and banking information (as required by our lenders).
Is my information secure?
Absolutely.
Our online application form is protected by VeriSign, the most trusted leader in internet security.
VeriSign uses 256-bit encryption technology (the strongest and safest encryption technology commercially available) to protect your personal information.
How will my information be used?
Read the section entitled "Collection of Information" on our privacy policy page to learn how your information will be used.
What happens after I submit the application?
Once you submit the application, your cash advance loan request will be sent instantly, in real-time, to all of the cash advance loan lenders in our loan lender network for immediate approval.
Once approved, a representative from the lender you've been matched with will contact you.
In addition to that, instructions on what to do next will be sent to the email address you provided and will also be displayed on the confirmation page that you will be redirected to after submitting your request.
How will I know the status of my loan request?
You will receive instructions and updates in both the email address and confirmation page directly following the submission of your application.
When do I receive my money?
Once you've been approved and have signed the electronic agreement from the lender you've been matched with, you can generally expect to receive your funds within 24 hours (unless it is a weekend of holiday).
In some cases, depending on the lender you've been matched with, the money could be directly wired into your bank account within 1 hour!
How is the money sent to me?
Delivery options vary by lender, but most will typically either use direct deposit (assuming you have direct deposit set up) or wire the money directly into your bank account.
How much time do I have to repay the loan?
Most lenders will require that the loan be repaid by the date of your next paycheck.
However, some lenders may allow you an extension of time to repay the loan depending on their specific policy.
Can I get extra time to pay off the loan if necessary?
This will depend on the specific lender you've been matched with.
If you think you may need extra time to pay off the loan, be sure to check your lender's individual policies to see if an extension of time can be granted.
How do I get a copy of the loan agreement?
The loan agreement comes in the form of an electronic document that can be saved and printed.
If you don't have a printer or access to a printer, you can request the lender to either fax or email you a copy of your loan agreement.
Can I apply for multiple loans?
You can't apply for multiple loans at the same time because our lender matching service will not allow it.
However, you may apply for an additional loan after your initial loan is paid off.